Spending Room, explained

Your balance is only the first number.

Monni shows what is already spoken for—rent, bills, card payments, loans, and the cushion you choose—so you can see what may be left to spend.

• See a Spending Room estimate after known commitments and your chosen cushion.
• Use Flow to see upcoming bills and paydays with recent activity.
• Use Moments to understand meaningful changes before your next decision.